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Guides, industry updates, and technical deep-dives on KYC, BBPS, payouts, and banking APIs for India.

Product Guide 7 October 2026 8 min read

AePS Explained: How Aadhaar Payments Work

How AePS works in India: NPCI routing, UIDAI fingerprint checks, cash withdrawal flow, agent settlement, and how retailers become AePS agents.

Product Guide26 September 202611 min read

AePS Business Model Explained for Retailers

How the AePS business model works in India: Aadhaar cash withdrawal, retailer commissions, distributor networks and how fintechs build AePS platforms.

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Fintech Guide18 September 20268 min read

How a White Label Fintech Platform Works

How a white label fintech platform works: branding, AePS, DMT, BBPS, merchant networks and revenue, and how Indian businesses launch without building.

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Fintech Guide10 September 20269 min read

API vs White Label Fintech Platform

Compare Fintech APIs and White Label Fintech Platforms across cost, customization, and launch time to find the right approach for your business in 2026.

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Fintech Guide3 September 202610 min read

Best Fintech APIs for Startups in India

Explore the best fintech APIs for Indian startups in 2026: payments, payouts, KYC, KYB, BBPS, recharge, virtual accounts & banking APIs.

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Fintech Guide27 August 202610 min read

Fintech API Checklist: What to Check

A practical fintech API checklist: services, docs, security, sandbox testing, compliance, reliability, webhooks & pricing.

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Fintech Guide21 August 202612 min read

How to Start a Fintech Company in India

Learn how to launch a fintech company in India: business model, licensing, tech stack, partnerships, branding, merchant acquisition & scaling.

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All articles

  • AePS Explained: How Aadhaar Payments Work
  • AePS Business Model Explained for Retailers
  • How a White Label Fintech Platform Works
  • API vs White Label Fintech Platform
  • Best Fintech APIs for Startups in India
  • Fintech API Checklist: What to Check
  • How to Start a Fintech Company in India
  • White Label Fintech Platform Guide
  • Escrow Accounts Explained: A Guide for India
  • Virtual Accounts Explained for Businesses
  • UPI Bill Payments Explained
  • BBPS vs Traditional Bill Payment Systems
  • How to Start a Recharge Business in India
  • Recharge API Provider in India
  • IMPS vs NEFT vs RTGS for Businesses
  • Best KYC API in India for Businesses
  • Best BBPS API Provider in India
  • How BBPS APIs Work for Fintech Startups
  • Future of Embedded Finance in India: 2026 Trends
  • KYC vs KYB: Business Onboarding Compliance
  • How Digital KYC Works in India
  • Build a Payout API in India: A Complete Guide
  • KYC, KYB & AML APIs: A Complete Guide
  • BBPS API Integration: A Step-by-Step Guide
Merchant247

Merchant247 is a B2B fintech infrastructure platform by Merchant 247 Technologies Private Limited unified KYC, payments and travel APIs for developers and distributors across India.

Platforms

  • White-label / FinTech SaaS
  • SaaS ERP
  • APIs
  • Reseller Portal

Merchant Products

  • Aadhaar KYC / Verification
  • BBPS / Bharat Connect
  • Travel — Flights & Hotels

B2C Services

  • AePS
  • DMT
  • Bill Payments (BBPS)
  • Recharge
  • Credit Products

Company

  • About Us
  • Careers
  • Contact Us
  • Blog
  • Documentation

Contact Us

  • support@merchant247.io
  • +91 78520-08821
  • 525-526, 5th Floor-Mansarovar Plaza, Madhyam Marg- Mansarovar,
    Jaipur - 302020, Rajasthan

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